Terms of Service
These Terms of Service ("Terms") form a binding agreement between you and CallistoVentures ("CallistoVentures", "we", "us" or "our") and govern your access to and use of the Insider Stock Trader mobile application, its alerts and related websites (together, the "Service"). Please read them carefully. By creating an account, purchasing a subscription or otherwise using the Service, you confirm that you have read, understood and agree to be bound by these Terms and by our Privacy Policy. If you do not agree, you must not use the Service.
1. Definitions
- "Account" means the personal account you create to use the Service.
- "Content" means the information the Service displays, including trade summaries, scores, alerts and digests.
- "SEC Filings" means statements of changes in beneficial ownership on SEC Form 4 and Form 4/A, published by the U.S. Securities and Exchange Commission (the "SEC") on its EDGAR system.
- "Subscription" means paid access to the Service purchased through Google Play.
2. Nature of the Service: information only
2.1 The Service presents information derived from public SEC Filings: transactions that company officers, directors and significant shareholders report in the securities of their own companies. It explains those filings in plain language, ranks open-market purchases with an indicative "signal strength" score, and sends alerts based on criteria you choose.
2.2 The Service is not investment, financial, legal or tax advice, and nothing in it is a recommendation, solicitation or offer to buy or sell any security. Scores and alerts are mechanical summaries of public data, not predictions. Insiders trade for many reasons that are unrelated to a company's prospects.
2.3 CallistoVentures is not a broker-dealer, investment adviser or financial institution. The Service does not execute trades, hold funds or securities, or provide personalised advice. You alone are responsible for your investment decisions, and you should consult a qualified professional before making them.
3. Eligibility
You must be at least 18 years old, and able to enter into a binding contract under the law that applies to you, to use the Service. By using the Service you confirm that you meet these requirements and that your use complies with the laws of your country of residence.
4. Your Account
4.1 You may sign in with your Google account or with your email address and a one-time code. You must provide accurate information and keep it up to date.
4.2 You are responsible for keeping access to your Google account and email secure and for all activity under your Account. Accounts are personal: you may hold one Account and must not share, sell or transfer it.
4.3 Tell us without delay at contact@callisto.ventures if you believe your Account has been accessed without your permission.
5. Subscriptions, billing and cancellation
5.1 A paid Subscription is required to use the Service. There is no free trial.
5.2 Subscriptions are sold and billed exclusively by Google Play, on yearly or monthly terms. The applicable price, including any taxes, is shown in Google Play before you confirm a purchase, and Google Play's terms apply to the payment.
5.3 Automatic renewal. Your Subscription renews automatically at the end of each billing period at the then-current price, unless you cancel it at least 24 hours before the period ends. Google Play charges the renewal to your payment method.
5.4 Cancellation. You can cancel at any time in Google Play → Payments & subscriptions → Subscriptions. After cancellation you keep access until the end of the period you have already paid for. Deleting your Account or uninstalling the app does not cancel a Subscription.
5.5 Refunds. Refunds are handled by Google Play under its refund policies. This does not affect any refund or withdrawal rights you have under mandatory consumer protection law.
5.6 Price changes. We may change Subscription prices for future billing periods. Google Play will notify you in advance, and you may cancel before the new price applies.
6. Data sources, timeliness and accuracy
6.1 Content is derived from SEC Filings that we retrieve from EDGAR. Filers may report late, incompletely or incorrectly, and may later amend their filings. EDGAR may be delayed or unavailable.
6.2 We work to process filings promptly and accurately (see our Transparency page), but we do not guarantee that Content is complete, accurate, current or available at any particular time, or that alerts will be delivered. Before relying on any information, check it against the original filing linked in the app.
6.3 The Service is not affiliated with, endorsed by or sponsored by the SEC.
7. Acceptable use
You agree not to:
- copy, scrape, crawl, harvest or systematically download Content, or access the Service by automated means;
- resell, redistribute, publish or commercially exploit Content or alerts, including by forwarding them to third parties as a service;
- share your Account or Subscription, or circumvent any access or payment control;
- reverse engineer, decompile or interfere with the Service, its servers or its security;
- use the Service in breach of any law, including securities laws, or to mislead others.
8. Intellectual property
The Service, including its software, design, text, scoring method, logos and the Insider Stock Trader name, is owned by CallistoVentures and protected by intellectual property laws. SEC Filings themselves are public records. Subject to these Terms and an active Subscription, we grant you a personal, limited, non-exclusive, non-transferable and revocable licence to use the Service for your own non-commercial purposes.
9. Third-party services
The Service relies on third parties, including Google Play (distribution and billing), Google Firebase (notifications and diagnostics), RevenueCat (subscription management) and our hosting providers. Their own terms and privacy policies apply to their services. Links to SEC.gov and other external sites are provided for convenience; we are not responsible for their content.
10. Suspension and termination
10.1 You may stop using the Service and delete your Account at any time.
10.2 We may suspend or terminate your access, with notice where reasonably possible, if you materially breach these Terms, if required by law, or to protect the Service or other users. We may also discontinue the Service; if we do, we will give reasonable notice in the app and, where required, arrange refunds of prepaid Subscription fees through Google Play.
10.3 Sections 2, 6, 8, 11, 12 and 14 survive termination.
11. Disclaimers
To the fullest extent permitted by law, the Service and all Content are provided "as is" and "as available", without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, timeliness and non-infringement.
12. Limitation of liability
12.1 To the fullest extent permitted by law, CallistoVentures is not liable for any investment decision, trading loss or lost profit arising from your use of, or reliance on, the Service or Content, or for any indirect, incidental, special or consequential damages.
12.2 To the fullest extent permitted by law, our total liability for all claims relating to the Service is limited to the Subscription fees you paid in the 12 months before the event giving rise to the claim.
12.3 Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited, or any rights you have as a consumer under mandatory law.
13. Changes to these Terms
We may update these Terms from time to time. We will post the updated version on this page with a new effective date and, for material changes, notify you in the app at least 14 days before they take effect. If you continue to use the Service after the effective date, you accept the updated Terms; if you do not agree, you may cancel your Subscription and delete your Account.
14. Governing law and disputes
These Terms are governed by the laws of Ukraine. Before starting any formal proceedings, please contact us so we can try to resolve the matter informally. If you are a consumer, you also keep the protection of the mandatory laws of your country of residence and may bring proceedings in its courts.
15. General
If any provision of these Terms is held unenforceable, the remaining provisions stay in effect. Our failure to enforce a provision is not a waiver of it. You may not assign these Terms without our consent; we may assign them in connection with a reorganisation or transfer of the Service. These Terms, together with the Privacy Policy, are the entire agreement between you and us about the Service.
16. Contact
CallistoVentures · contact@callisto.ventures